Medicaid Spend Down

When your loved one needs to qualify for Medicaid, time is often critical. At Schaudt Funeral Service & Cremation Care Centers, our preplanning specialists have the experience and knowledge to help you establish irrevocable funeral plans that meet Medicaid Spend Down requirements.

If your application isn’t completed on time, your family may face additional out-of-pocket healthcare expenses. We can help you avoid unnecessary costs — and provide peace of mind during a stressful process.

A Medicaid Spend Down is a process that allows individuals to qualify for Medicaid by reducing their countable assets to meet program limits. One approved way to do this is by prepaying for funeral and burial expenses through an irrevocable funeral plan.

At Schaudt Funeral Service, we specialize in establishing these plans quickly and correctly, helping families protect their assets while ensuring their loved one’s arrangements are handled with care.

An irrevocable funeral plan (IFP) allows you to set aside funds for funeral expenses that cannot be counted as assets for Medicaid eligibility. Once established, the plan cannot be changed or refunded — but it guarantees that your loved one’s funeral costs will be covered when the time comes.

Key Benefits:

• Meets Medicaid eligibility requirements
• Protects funeral funds from being used for other expenses
• Prevents delays in the Medicaid application process
• Relieves family members from making difficult financial decisions later
  

If your loved one has a life insurance policy, please have the following details available when meeting with our preplanning specialists:

• Policy death benefit amount
• Current cash value
• 
  

Don’t worry if you’re unsure about funeral preferences — our main goal during a Medicaid Spend Down is to ensure your loved one qualifies for assistance in time. After the plan is funded, you can take as much time as you need to plan the funeral details. We’ll walk you through every step — from the big choices to the smallest personal touches.

Our licensed preplanning experts will help you establish a compliant, irrevocable funeral plan designed to meet Medicaid standards.

1. Call us at (918) 498-9700 to schedule a consultation.
2. Our team will explain how the plan works and handle the necessary documentation.
3. We’ll fund the plan with your chosen amount and guide you through optional funeral selections.

We understand that time is critical — and we’ll make sure your application stays on track.

Families across Tulsa, Glenpool, and Okmulgee rely on Schaudt Funeral Service for Medicaid Spend Down assistance, prepaid funeral planning, and irrevocable funeral plans. Our goal is simple: to help families protect their financial security while ensuring every final arrangement is handled with care and dignity.

Don’t let Medicaid deadlines add to your stress. Our knowledgeable preplanning specialists are ready to help you establish an irrevocable funeral plan and complete your Medicaid Spend Down quickly and confidently.

📞 Call (918) 291-1700

💻 Schedule a Consultation Online: schaudtfuneralservice.com/preplanning

📍 Visit one of our convenient locations in Tulsa, Glenpool, or Okmulgee

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